I cannot afford to pump money into alertpay to get rid of my negative balance, so my only option is to request a refund, wait for it, throw it on my bank card, wait for the transfer, and only then can i fund my alertpay. This will take quiet some time.. So I am wondering how that gap of inactivity in my account will affect me. I want to stay a kooday member, but I don't want to lose my account with this switchover. Has anyone actually been able to fund their alertpay with their paypal refund yet? I would contact kooday about this, but they haven't responded to the last 3 questions I sent in so thats a hopeless option..